High Value Home Insurance With AMA
What is High Value Home Insurance?
High value home insurance is designed for homeowners who possess that little bit extra. It caters for those that own properties holding significant value, featuring unique or historical architectural elements, and/or containing valuable contents such as fine art, jewellery, or collectibles. High value home insurance is a customisable, specialised type of cover in comparison to standard home insurance policies, ensuring comprehensive protection across all of your valuable assets.
Do You Need High Value Home Insurance?
As a guide, if you own any property with a rebuild valuation upwards of £750,000 you should certainly consider a high value home insurance policy. Please note that this figure differs to the market value of your property, encompassing the total cost if the property were to be rebuilt from the ground up. To avoid underinsurance, it is essential to calculate and provide this figure correctly when taking out a new insurance policy. Additionally, if your contents sum insured is upwards of £100,000, you should also consider high value home insurance and the associated protection benefits, including enhanced 'all risks' cover.
Tailor Your Cover
- Alternative accommodation cover if your property is unliveable in the event of a claim.
- Instant cover for new purchases. When buying something new, whether it be a watch, a ring, or a new set of golf clubs, you will get automatic cover for a period of time until you get the chance to notify us.
- Cover for collections of jewellery, antiques, watches, fine art and many other valuables.
- Worldwide coverage providing protection for your belongings anywhere in the world.
- Legal protection to cover any legal expenses related to any property disputes.